Does the condition included in a motor insurance polic) which
Page 44
If you've noticed an error in this article please click here to report it so we can fix it.
states that the holder may drive a vehicle --doe.. not belong to him cover the holder when driving a vehicle which might h, uninsured hi' its owner? Is this sufficient cover?
The provision which you_quote covers the policy holder for the statutory third-party conditions, which are compulsory under the Road Traffic Acts, when driving a vehicle other than his own.
If the policy holder drives a vehicle other than the one covered by his policy, then he is not covered for damage to it or injury to its occupants should this occur. Therefore, the vehicle and occupants should be covered by the owner's insurance if the driver is not to be liable for what could be quite a considerable sum of money. Indeed, if the owner's insurance covers only the statutory third-party risk or restricts driving to only one or two named persons, there is a similar risk of liability to another driver.