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Duty of disclosure
4th October 2007, Page 33
4th October 2007
Page 33
Page 33, 4th October 2007
— Duty of disclosure
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• You have a duty to advise insurers if anything changes that could influence the cover and terms they offer. Failure to disclose "material facts" can invalidate your insurance • Full details of vehicle use and business activities-• including peripheral activitiesmust be disclosed to insurers This includes disclosing any use for social, domestic or pleasure; an issue that might be of particular relevance to those with vans • Where a vehicle might go and what it might be used for is very important, particularly if it is to be used abroad or to carry hazardous materials • Drivers' accident and conviction records must be disclosed and drivers must report any new motoring convictions to their employers so the insurers can be informed