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CREDIT CHECKERS One of the most well-known credit checking companies,
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Experian describes its reports for customers as highly accurate. Checks start from £5. Each report includes a credit score to predict the likelihood of a business failing and takes into account factors such as the size of a company, how long it has been trading, the directors' backgrounds, payment performance details, the number of employees, Companies House financial statements and County Court Judgments (Gals) listed against the business.
A spokeswoman says: "Slow payment and managing risk are major factors to those offering credit to haulage companies. Credit reports are invaluable for looking at the creditworthiness of companies and the background of directors."
She adds: "Our payment performance information includes data from thousands of sales ledgers across all industry sectors to provide an accurate reflection of how companies pay their bills. Experian's payment performance service doesn't rely on our clients registering their late payers: the companies providing us with their sales ledgers ensure that our coverage goes far beyond our clients' own experiences."