Compulsory Insurance and Failures• to Renew Driving Licences.
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The Editor, THE COMMERCIAL MOTOR. [3403] Sir,—Considerable publicity has been given to one or two cases decided recently in which vehicle owners had, through forgetfulness, allowed their driving licences to lapse by only a few days. They were Summoned on two counts—for driving without a licence and for driving without a third-party insurance in force, the reason for the latter being that most, if B.29
not all, motor policies contain a condition to the effect that the insured vehicle may be driven only by a licensed driver.
In practice it is not usual for a reputable insurance company actually to repudiate liability in the case of a licence lapsing (or two or three days through inadvertence; but, nevertheless, the unfortunate position in which the owner and driver of a motor vehicle might now be placed through such inadvertence is fully appreciated.
This corporation, being one of the pioneers of motor insurance, has decided to revise the condition which excludes "driving by an unlicensed person" to "driving by a person who is disqualified under the Road Traffic Act either from holding or obtaining a licence to drive a vehicle of the type covered by the policy." For General ACcident Fire and Life Assurance Corporation, Ltd.,
F. NORIE-MILLER, Director and General Manager. Perth.