Q 1 am asked occasionally to carry small packages of hazardous
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goods, mainly to docks or railway stations. To do this I have to take out special insurance cover. This takes time and can cause delay in shipment loss of the job or, worse, a clerk may -take a chanceand send the goods without cover. Is there any better why than doing it for each single job?
The answer depends largely on the frequency of the tra ic Obviously, if you are engaged on this type of work regularly then permanent cover is advisable. A good way to measure this is to calculate what this special cover cost last year then invite your insurance company to quote for one year's cover. You may find that you have been paying more on the ad hoc basis.
There is also the possibility that you need not carry the insurance yourself. If the consignments are very irregular you could ask the consignor to carry the cover and this should be reflected in your rate. Remember, if you carry the insurance your haulage rate must be increased accordingly.