Updating insurance
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IN MANY CASES a commercial vehicles operator is not clear whether his insurance policy will cover a certain accident or not.
To take two common examples, does the policy cover an accident occurring when a lorry is being driven back to the workshop or garage having just failed its MoT test for some reason ?
And what is the position when a driver involved in an accident has been guilty of overloading his cab—perhaps carrying two passengers instead of the one provided for ?
Before going on to answer these questions in detail, one point must be made clear. It is sad but true that any insurer who provides policies at very much below the average market price is likely to take a